Invicta Insurance Partners

Protect Your Business

Invicta Insurance Partners offers a wide range of commercial insurance solutions tailored for organisations of all sizes, from startups and SMEs to larger corporate risks. We prioritise meaningful conversations and exceptional customer service, ensuring a personal and flexible approach in our advice. Whether you face standard risks or something more complex, we can source a wide variety of insurance products, tailoring them to meet your unique requirements. Our goal is to provide the best insurance solutions to protect your business effectively.

Why use a Commercial Insurance Broker?

Yes, you can arrange your own Business Insurance, but a good Broker will be able to offer you tailored solutions from a panel of Insurers to protect your Business and Assets from a wide range of perils.

We offer a free consultation, either in person at your premises, or over the phone, or in a video conference.

Our service includes sourcing quotations, arranging cover and premium payment solutions, ongoing servicing, and assistance with claims.

Sector Expertise

We understand that every industry has unique insurance needs. That’s why we begin with a thorough evaluation of your business to identify the coverage required to protect your assets and operations effectively. Here are some of the industries we cover, along with a few key insurance considerations for each sector:

Construction

Cover for new and commercial build, refurbishment and alteration, and specialist contractors.

Contractors All Risks

Coverage for projects under construction

Public and Products Liability

Protection against third-party injuries or property damage

Employer’s Liability

Employee injury protection.

Own & Hired-in Plant / Tools

Insurance for machinery and tools.

Own Premises and Administration Offices

Material damage cover and optional package benefits

JCT Extensions

Party wall agreements and non-negligence

Professional Indemnity

Coverage for errors and negligence

Performance and Surety Bonds

Where required by your larger clients

Professionals

Cover for a wide range of policies to suit all professions.

Professional Indemnity

Coverage for errors and negligence

Medical Malpractice

Coverage for errors and negligence

Cyber Liability

Protection against data breaches and cyberattacks

Public and Products Liability

Coverage for client or third-party claims

Employers Liability

Employee injury protection

Business Interruption

Safeguarding against operational disruptions.

Office Equipment

Material damage cover for your business equipment

Office and Surgery Packages

Including optional package benefits

Engineers, Manufacturers, Wholesalers and Distributors

Cover for a range of trades including specialist manufacturers.

Product Liability

Coverage for defective or unsafe products

Public & Employers Liability

Coverage for third-party and employee claims

Equipment Breakdown

Cover against cost of repairs and subsequent business interruption

Property Insurance

Protection for factories and machinery

Business Interruption

Safeguarding income during downtime

Retail

Cover for a range of businesses such as shops, offices and take-aways.

Public and Product Liability

Coverage for third party injuries and property damage

Property Coverage

Insurance for buildings, equipment, and specialised assets

Business Interruption

Coverage for unexpected closures

Loss of licence

Coverage for related incidents.

Stock Protection

Insurance for theft, damage, or spoilage

Cyber Liability & Management Liability

Bespoke packages on a combined or stand-alone basis.

Cyber Liability

Protecting your network from online fraudsters and hackers

Management Liability

Protect your Directors & Management team from any personal liability faced as a consequence of their role within the business

Fleet

Cover for a wide range of trades and vehicle types. A fleet policy typically streamlines your administration and is a more competitive way of Insuring your vehicles.

Vehicle Coverage

Comprehensive and third party insurance for three or more vehicles

Vehicle Types

Goods Carrying, Haulage Trucks, Private Cars, Special Types and Electric Vehicles

Hospitality

Cover for Hotels and B&B’s, Pubs, Clubs, Cafes, and Restaurants.

Guest Liability

Protection for injuries or damages involving guests

Property Coverage

Insurance for buildings, equipment, and specialised assets

Business Interruption

Income loss protection during closures

Loss of license

Coverage for related incidents

Property Owners & Investors

Cover for commercial & residential properties either on an individual or portfolio basis, including unoccupied risks.

Building Insurance

Coverage for damage from fire, theft, or natural disasters

Rental Income Protection

Safeguarding against loss of rent

Landlord Liability

Protection for legal obligations

Why Invicta Insurance Partners?

At Invicta Insurance Partners, we take pride in the strong, lasting relationships we build with both our clients and insurers. Unlike an insurance agent, our approach goes beyond simply providing insurance services, we offer a variety of comprehensive services, including:

Risk Management Advice

We assess potential risks faced by businesses or individuals and recommend strategies to mitigate those risks. This includes preventive measures, safety programs, or tools to minimise exposure to claims.

Claims Assistance and Advocacy

We help clients navigate the complex claims process, acting as intermediaries between the client and insurer. We ensure claims are filed accurately, promptly, and fairly, and advocate on behalf of our clients in case of disputes.

Policy Review and Adjustments

We regularly review clients' existing policies to ensure coverage remains relevant as their operations evolve. We recommend adjustments based on changes like business expansion, new assets, or evolving industry risks.

Market Research and Comparison

We conduct market research to find the best coverage options and competitive rates from various insurers, ensuring our clients get the most suitable policy.

Insurance Audits

We perform mid term audits of clients' insurance portfolios to ensure they have the right coverage at the right cost, identifying any over- or under-insurance to help save money or avoid coverage gaps.

Claims History and Loss Prevention Services

We analyse past claims history and assist clients in implementing loss-prevention measures, reducing future claims and potentially lowering premium costs.

Negotiation with Insurers

We leverage our market knowledge and relationships to negotiate better terms, lower premiums, and broader coverage for our clients.

Our committed team ensures that the support and expertise we provide remain valuable over time, reinforcing our dedication to being a trusted partner in protecting what matters most to our clients.